The Head of Banking Supervision at the Bank of Ghana (BoG) says though the banking sector cleanup can be said to be over, the banking reforms are not over yet.Mr Osei Gyasi said, “The cleanup is over but that does not mean that we are going to relax."Speaking at the third edition of the JoyBusiness Financial Services Forum in Accra on Tuesday, Mr Osei Gyasi said, there are clearly defined framework for the licensing of banks as a means of ensuring that unqualified institutions do not get licensed.He said, "We have various control levels: we have people who initiate the transactions and another person who has to check to ensure that before we issue with the license we have ticked all the boxes...”He added, “Everybody knows the kind of wind that is blowing and we have come to the conclusion that what happened in the past should not be carried into the future.”The Governor of the Bank of Ghana, Dr Ernest Addison has said the banking sector reforms that begun some two years ago has been completed.Speaking at a press conference on the banking sector reforms on January 4, 2019, Dr Addison said the number of banks in the country has now reduced from 36 to 23.He said 16 banks – Ecobank, Zenith, GCB, Standard Chartered, Stanbic, Fidelity, UBA, Barclays, Access, Consolidated, CAL, FBN, Republic, Societe General, GT Bank and the Bank of Africa – have so far met the minimum capital requirement as at December 31, 2018.