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The Ghana National Bureau of the ECOWAS Brown Card Insurance Scheme has held workshops in Tamale and Paga in the Northern and Upper East regions of Ghana, to educate transport stakeholders and insurance companies on the procedures and operations of the ECOWAS Brown Card Insurance Scheme.
THE ECOWAS BROWN CARD which is an instrument of integration in the West African Sub-region was signed by Heads of State in protocol A/P1/82 in Cotonou, Benin in 1982 aiming to facilitate the free movement of people and goods. It is an extension of the Third Party Motor Insurance cover for motorists within the sub region.
The workshop which started on Tuesday 26th September 2012, was held at Picorna Hotel in Tamale for member insurance companies of the ECOWAS Brown Card Insurance Scheme.
Opening the Workshop, the Chairman for the programme Mr. Joseph Anamooh, Manager of SIC Insurance Company - Tamale explained that the workshop was aimed at sensitizing underwriters and claims managers on the ECOWAS Brown Card Insurance Scheme and therefore encouraged the participants to take the training serious as its constitutes a very important component of motor insurance.
Addressing the participants, the Chief Executive Officer of the Ghana Bureau of Ecowas Brown Card Insurance Scheme Mr. Gabriel Glover said, the card protects the car owners from third party liabilities incurred in foreign countries since they are fully covered under the auspices of the protocol.
He noted that, drivers are no longer jailed for accidents causing damages for third party liabilities since the Brown Card cover is enough evidence of his insurer’s ability to pay compensation for such liabilities.
“The National Bureau of the country visited would act as handling bureau for your claim in case of any accident and is fully equipped to assist you as regards the follow up of any compensation due to third parties,” Glover stressed.
Mr. Glover further explained that in the event of accident, the driver should inform the police or other qualified authority nearest to the place of the accident. “Provide them with your Brown Card insurance policy to ascertain that your insurance is valid. Immediately, contact the National Bureau where the accident occurred and provide them with a copy of your Brown Card. The National Bureau will arrange to inform your issuing bureau i.e. from the country you took the brown card about the accident to enable them notify your insurance company”.
He also disclosed that the new card was launched in Cotonou, Republic of Benin, on 12 October 2011 during the 28th Ordinary Session of the Council of Bureaux of the ECOWAS Brown Card Insurance Scheme with one single leaflet “with significant security features that cannot be seen by the naked eye”.
Other workshops for transport stakeholders including the Police were held on 26th September 2012 in Tamale, chaired by Mr. Joseph Akanlagm, Area Manager of the National Insurance Commission in Tamale and 27th September 2012 in Paga chaired by Mr. Iddrissu Fuseini, SIC Insurance Manager in Bolga.
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