Microfinance institutions have the platform to double loans, interest, income and earnings in 2012 by developing and embedding a robust risk culture in their operations.According to Mr. Emmanuel William Dodoo, Board Chairman of Easy Investment Cooperative Credit Union, the outlook for the financial sector looks bright, given the global approach to the reforms in the financial sector.This outlook, he observed, calls for financial market participants to cultivate a consistent risk culture throughout the year, “covering all areas and activities, with accountability for risk management being a priority for the whole institution.”Mr. Dodoo spoke to Luv Biz Report at the 1st Annual General Meeting of the Easy Investment Cooperative Credit Union in Kumasi.The Union posted an impressive performance last year, recording an 18 percent increase in net profit and 61.14 percent in membership loan portfolio. Total assets also rose by 45 percent whilst the Union’s reserves increased by 668 percent.The Board Chairman attributes the performance to the flexibility in accessing credit and lucrative interest on loans and deposits.Easy Investment Company, a fast growing financial service provider, is looking up to expanding its operations to provide a one-stop financial solution centre in the Ashanti region.This follows the successes of its microfinance and credit union operations.Mr. Dodoo said the company’s expansion is to increase its cash deposit and offer more employment opportunities for the youth.