In response to the appreciation of the Ghana cedi and the current economic indicators, Republic Bank (Ghana) PLC is proud to announce the rollout of its Low Cedi Mortgage Interest Rate Campaign, offering an unmatched opportunity for Ghanaians to secure affordable mortgage financing.

This strategic campaign, running from now until August 2025, is tailored to empower individuals and families across the country to own their dream homes with ease. With mortgage interest rates now in the ‘teens’, Republic Bank is delivering the lowest and most competitive mortgage offerings on the market today.

Speaking on the campaign, Dr. Benjamin Dzoboku, Managing Director of Republic Bank, said: “At Republic Bank, we understand that homeownership is more than a dream, it’s a cornerstone of financial independence and stability. With the cedi performing strongly, we are passing the benefits onto Ghanaians through highly attractive mortgage packages. This is a golden moment for potential homeowners to make their move.”

The Bank’s Head of Mortgage, Mr. Dan Adjetey Mohenu, also emphasised the unique value of this campaign, saying, “Our reduced cedi mortgage interest rates translate into increased loan amounts, substantial savings on total interest paid, and flexible terms to suit every borrower’s need. The interest rate is fixed for the entire period of the loan. Whether you are buying your first home, refinancing your existing mortgage loans with other financial institutions, or upgrading, now is the perfect time to act. Individuals who have existing mortgage loans with other financial institutions can also refinance using this offer and enjoy the benefits”.

Key Benefits of the Campaign Include:

Interest rates in the ‘teens’ and fixed

Lower monthly instalments

Long-term savings on interest payments

Flexible loan arrangements

Access to Republic Bank’s experienced mortgage advisory services

Republic Bank has long been a pioneer in mortgage financing in Ghana and continues to lead with innovative solutions tailored to the evolving needs of customers.

This campaign aligns with the Bank’s vision to make homeownership more accessible and affordable for Ghanaians, especially during this period of economic optimism.