Audio By Carbonatix
The Securities and Exchange Commission (SEC) has reaffirmed its commitment to promoting financial literacy and investor protection through its flagship investor education programme, “Time With SEC”.
Director-General of the Commission, Dr. James Klutse Avedzi, emphasized the critical role of the capital market in driving personal, business, and national economic growth. He noted that the Commission’s engagement with the public aims to demystify investment concepts and strengthen confidence in Ghana’s financial markets.
“Your presence here this morning is a clear demonstration of your commitment to understanding how the capital market can serve as a catalyst for your personal growth, business expansion, and national economic development,” he said to students from various schools at the gathering.
Dr. Avedzi extended appreciation to partner institutions, including the Eastern Regional Coordinating Council, Bank of Ghana, National Pensions Regulatory Authority, National Insurance Commission, and the Ghana Stock Exchange, for their continuous collaboration in promoting financial sector development.
Explaining the rationale behind the “Time with SEC” series, the Director-General described the programme as one of the Commission’s most important public education initiatives designed to bring the work of SEC closer to the people. The programme seeks to build public confidence and empower citizens with the financial knowledge required to make informed investment decisions.
“We believe that a financially literate citizenry forms the foundation of a resilient economy, and a well-informed investor is indeed a well-protected investor. When individuals and businesses understand how to mobilize and invest money effectively, they contribute to an economy that is inclusive and sustainable.”
Touching on the broader role of the capital market, Dr. Avedzi underscored that it is not reserved for large corporations alone.
“The capital market is for everyone. It provides opportunities for individuals, entrepreneurs, and enterprises to raise funds, invest, and grow sustainable wealth.”
He further highlighted that through regulated products such as equities, bonds, and collective investment schemes, businesses can expand operations, governments can finance infrastructure projects, and individuals can secure their long-term financial futures.
Dr. Avedzi acknowledged the challenges that have in the past undermined investor confidence, citing the collapse of unlicensed or poorly managed investment schemes that caused financial hardship to many Ghanaians.
“We have taken valuable lessons from these experiences. Investor protection remains at the heart of our mandate. The SEC continues to enhance its surveillance and enforcement mechanisms to detect irregularities early and hold offenders accountable. The Commission also collaborates closely with law enforcement bodies such as the Police, Economic and Organised Crime Office (EOCO), Judiciary, and the Attorney General’s Department to ensure that perpetrators of financial crimes face the full rigour of the law.”
The Time with the SEC initiative continues to serve as a vital platform for bridging the knowledge gap between market regulators and the investing public. By deepening investor education and fostering trust, the SEC aims to build a resilient, transparent, and inclusive financial ecosystem that supports sustainable economic growth.
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