Chief Executive Officer (CEO) of Dalex Finance, Joe Jackson, has stated that he believes the Ghanaian cedi has been overvalued throughout the year.

According to him, while it is necessary to take actions to support the currency to ensure that it has a value, he would suggest that "We are below the cedi's level. I think the cedi is overvalued."

He was speaking on Joy Business 2025 Business Review on Thursday, December 17. However, he predicted that the cedi’s value against the US dollar is likely to increase gradually in the coming months.

"Over the coming month, I expect the cedi to rise slowly to a higher level. Cedi to Dollar value. So we expect the cedi to the dollar rate to come out over the next few months."

Mr Jackson has, however, named Finance Minister Dr Cassiel Ato Forson and Governor of the Bank of Ghana, Dr Johnson Asiama, as the top contributors to Ghana’s economic performance in 2025.

He praised the two officials for their discipline and commitment in steering the country’s economic management over the past year.

"If I had to nominate men of the year, without doubt, two people stand out, and I will nominate men of the year. One is the Minister of Finance, Dr Cassiel Ato Forson. The second will be the Governor of the Central Bank, Johnson Asiama, without doubt," he said.

He attributed the gains recorded in the economy this year to the leadership and fiscal discipline demonstrated by both men.

"Any improvement we have seen in this economy over this year, and if we are talking about things that have shaped, you cannot take away the discipline that these gentlemen have exercised and the balancing act that has taken us to where we are," he added.

Mr Jackson further noted that the stability currently being experienced is the result of deliberate choices rather than chance.

"These men have chosen discipline over populism, and what they have is not a miracle; it is just stability. If you look at how different the numbers are today, it is the two of them. I will without doubt vote them as the two men of the year when the economy or this whole country is concerned," he said.

Watch the interview below: