The Second Deputy Governor of the Bank of Ghana, Mrs Matilda Asante-Asiedu, says the central bank is implementing measures aimed at improving access to credit and deepening financial inclusion across the country.

Speaking at the 2026 Ghana Female CEOs Summit in Accra on Thursday, May 7, Mrs Asante-Asiedu said the Bank of Ghana is collaborating with international partners to develop an evidence-based policy framework to address barriers to credit access.

According to her, the initiative forms part of broader efforts by the central bank to strengthen participation in the financial sector and support enterprise growth.

“We’re also developing an evidence-based policy framework in collaboration with our international partners to close the gap as far as access to credit is concerned,” she stated.

She disclosed that the Bank of Ghana now requires all commercial banks to establish dedicated banking desks and specialised teams to better support businesses and improve customer access to financial services.

“As a regulator, we are not just standing by. We now require all commercial banks to have dedicated desks and teams,” she said.

Mrs Asante-Asiedu noted that banks are already complying with the directive, with several institutions introducing tailored products and broader support services for customers.

“It is not just about products; it is really a value proposition that provides both financial and non-financial services,” she explained.

She added that the central bank continues to expand targeted digital financial services while investing in interoperable payment systems, cross-border financial connectivity, cybersecurity and consumer protection measures.

According to her, these interventions are intended to strengthen the infrastructure needed for businesses to compete effectively both regionally and across the continent under the African Continental Free Trade Area.

Mrs Asante-Asiedu further urged financial institutions to adopt more competitive and data-driven lending practices, particularly for customers with strong repayment records and sustainable business models.

“The numbers are clear. The business case is unassailable. The time is now,” she stressed.

She added that financial institutions must recognise the value of supporting disciplined borrowers and resilient enterprises through fair pricing and accessible financing.