Persons who engage the services of domestic servants and apprentices are required by law to pay social security contributions. This was one of the issues that came up at an interaction between the Director General of SSNIT and some chief executives of companies in Accra on some of the challenges in the administration of the social security scheme. The Head of the Legal Department at the Trust, Peter Hayibor told Joy News, even though SSNIT is yet to drag such defaulters to court, it might do so in the near future, explaining that it is not only banks or formal employers that are required pay social security for their employees. “The position of the SSNIT law is that once you engage the services of any person to work for you and you pay the person income, you have to register the person and deduct five percent of whatever money you pay to that person and add the twelve-and-half percent and pay to SSNIT so it’s mandatory.” He told Joy News’ Israel Laryea that the law is irrespective of the quantum of compensation paid the employee, and the objective is to provide some security for the future of the employee.