Activa International Insurance Company Ghana Limited has engaged an International Risk Survey firm to undertake underwriting and pre-loss surveys for some of their corporate commercial clients in Ghana.

The risk surveys which stretched across the 10 geographical regions of Ghana was aimed at identifying physical risks that could expose clients to the perils of fire, flood, earthquake etc. and to propose risk management measures to:

- Eliminate or reduce the presence of possible physical hazards that could lead to losses occurring and/or

- Reduce the impact of losses should they occur

- Optimise the cost of insurance premiums through risk improvement.

The survey also concentrated on risk exposures of business interruption and recommendations on how to completely avoid such losses or reduce the possible occurrence of such risks.

Deputy Managing Director of Activa International Insurance Company, Mr. Solomon Lartey remarked, “risk surveys of this nature are directed towards improving loss prevention and general risk improvement in order to attain higher levels of insurable and non-insurable protection against Fire risks, flood and earthquake exposures, mechanical exposures, Waste Management and Storage Management risks among others; and their resulting consequential losses."

The two-week survey which spanned the 10 regions of Ghana was conducted by Mr. Antonin Amani, Managing Director of Asteris Risk Consulting Services, a Switzerland and Ivory Coast based loss adjustment and engineering insurance underwriting company”. 

Addressing the media, the Managing Director and CEO of Activa International, Mr. Stephen Kyerematen said, “Activa International Insurance is the preferred insurer of most multinational corporate organisations in Ghana started operating in Ghana when Group Activa took over Global Alliance Insurance and rebranded the company as Activa International Insurance Ghana Limited. Activa has continued to provide world class insurance services to both multinational organisations in Ghana and local blue-chip companies in Ghana.

Activa International is one of the leading member companies of the Globus Network whose member companies have been providing tailor-made insurance solutions to companies and individuals in close to 40 African countries bridging Legal, Linguistic, Monetary and Cultural boundaries”.

“With activities like this pre-loss survey, Activa intends to provide world class risk management services to the insuring public in Ghana to help eliminate or minimise certain risk exposures  to businesses and organisations in Ghana. These sort of services are available to companies and organisations that insure their assets and liabilities with Activa International Insurance”, Mr. Kyerematen added.

It will be recalled that Activa International Insurance was recently rated in the A category by Messrs Global Credit Ratings of South Africa and also won the Association of Ghana Industries Best Insurance Company of the year 2013.

On Customer Value Proposition, Mr. Kyerematen said, “We provide expert and world class client service backed by the best international financial security such as Munich Re, Swiss Re, Lloyd's, Africa Re and Ghana Re among others. We are a core member of the Globus Network which is present in close to forty (40) African countries and we offer our clients dedicated access to quality and reliable insurance services across these countries. We provide customized innovative client solutions based on benchmark insurance under-writing knowledge and specialized skills”.

On his part, the International Expert of Risk Management, Antonin J. Amani assured clients of Activa to deliver modern, dynamic, knowledge-based and efficient management systems backed by the state of the art information technology (IT) systems.