Audio By Carbonatix
Americans are expected to see skyrocketing healthcare prices as the open enrollment period for insurance through the Affordable Care Act marketplace begins on Saturday.
About 24 million people buy health insurance through the marketplace, the majority of whom used to receive tax credits to lower the monthly price.
Without credits, the monthly cost could rise by 114% on average, according to health research non-profit KFF. This could mean an extra $1,000 a year, and in some cases, much more.
Democrats have demanded that the healthcare subsidies, which expire at the end of the year, be extended in exchange for ending the month-long federal government shutdown.
Republican leaders have argued the health insurance issue should be dealt with separately and after the government reopens. Though some conservative lawmakers have expressed concerns about the subsidies ending.
For those who have previously made use of the tax credits, the new costs could be a shock.
Stacy Cox and her husband, who are small business owners in Utah, were paying $495 (ÂŁ376) a month for health insurance.
Ms Cox said that, without the tax credits, their monthly premiums are estimated to rise to $2,168, a 338% increase.
"It's horrific to actually see real numbers," she said.

If the subsidies are not extended, Ms Cox said she and her husband will cancel their health plan and buy some type of emergency insurance, which would not cover any of their routine and preventative healthcare costs.
The back-up plan is worrying for Ms Cox, who has an autoimmune disease, and her husband, who has hereditary cardiovascular disease.
"It's horribly stressful, because what I know is that the emergency plan is not going to cover what I need," she said.
Experts say that about seven million people like Ms Cox are expected to stop buying health insurance through the marketplace if the tax credits end. Of those, between four and five million are expected to lose healthcare coverage altogether because they won't be able to find other means, some experts suggest.
Lawmakers remain at an impasse over the issue, as they enter the second month of the government shutdown.
Democrats are seeking to renew the subsidies and reverse steep cuts US President Donald Trump made to Medicaid, the government-run programme which provides healthcare insurance for low-income adults, children, pregnant women, the elderly and people with disabilities.
Some Republican lawmakers have criticised the subsidies as a part of Obamacare legislation that they do not support.
But at least a few conservative lawmakers have said they want the tax credits to continue, including Trump ally Marjorie Taylor Greene, who has said she is "absolutely disgusted" by the subsidies ending.
Americans were also facing the possibility of a suspension of food aid used by more than 40 million people because of the government shutdown.
But judges on Friday ruled that the Trump administration must pay for the Supplemental Nutrition Assistance Program (Snap) benefits using emergency funds.
Trump reacted to the legal decision via Truth Social on Friday, saying: "Our government lawyers do not think we have the legal authority to pay Snap with certain monies we have available, and now two Courts have issued conflicting opinions on what we can and cannot do.
"I have instructed our lawyers to ask the Court to clarify how we can legally fund Snap as soon as possible."
Latest Stories
-
Ghana’s reputation must not be dented by self-centred individuals – Madina MP on cocaine seizure
16 minutes -
MTN Ghana pushes digital growth for SMEs as sixth business clinic ends in Accra.
19 minutes -
Black Maidens confident of WAFU B title defense ahead of Burkina Faso clash
22 minutes -
5 players who deserve a Black Stars call-up for AFCON 2027 qualifiers
39 minutes -
Photos: Vice President Jane Naana reviews changing of guard as Ghana Air Force takes over at Presidency
40 minutes -
Africa’s richest man launches continent’s biggest share sale
40 minutes -
Why Ghana’s MSMEs must rethink human capital investment: Seven strategic benefits
41 minutes -
Asutifi South Assembly forms taskforce to stamp out illegal NHIS fees
45 minutes -
GBA not politically aligned, we criticise all governments – Deputy Secretary
51 minutes -
Environmental groups demand National Park status for Atewa Forest over illegal mining
52 minutes -
Three players in line to replace Partey in Queiroz’s next Ghana squad
56 minutes -
GBA leadership’s independence and consistency leave much to be desired – Deputy AG
1 hour -
Deputy AG accuses GBA of selective criticism over Chief Justice’s comments
1 hour -
Africa must remove visa restrictions to unlock jobs, opportunities – Gabby Otchere-Darko
1 hour -
87-year-old man remanded over alleged defilement of 9-year-old girl at Ofankor
2 hours