Eden Financial Services, a subsidiary of Eden Group of Companies has set itself an ambitious target of opening about 20 branches within the next five years.Executive Board Chairman of Eden Group, Williams Adom Boateng, said the objective is to attain a universal banking status within the period.He said the company's aim is to create jobs for majority of Ghanaian youth as well as offer collateral-free and guarantor-free loans to support informal and small business operators.“We have to create enabling environment for those people we’re serving to know that we’re using their money for the operations; and if we’re using their money for the operations, then [we must give them value]. That guarantor, that collateral thing we want to get it out from them. Save as much as one cedi if you can and by two months time, we will give you three times of what you’ve saved to expand your business”, Mr. Adom Boateng told Luv Biz Report at the commissioning of the company’s second branch at Old Tafo in Kumasi.Guest of Honour at the ceremony, Lady Julia Osei Tutu II, wife of the Asantehene, entreated women to desist from making illiteracy an excuse in accessing micro-finance services.She also tasked the financial institution to target women with their financial products, stating that investment in women brings about a multiplier effect.Story by Kofi Adu Domfeh/Luv Fm/Ghana