HFC Bank Ghana has outdoored a product to make it easier for Ghanaians living at home or abroad to own decent homes in Ghana.A report carried by the Heritage newspaper said in view of this, the bank was promoting a special savings product known as the “HFC Homesave Account” which offered prospective homeowners the opportunity to save in return for a down payment on a new house.At the close of 2006, HFC launched the Homesave promotion which would be available every year until the Bank decided otherwise.Edwin Randolph of the Standard Trust Bank won the first prize in the promotion and received the keys to a US$50,000 two bedroom Regimanuel Gray estate house.Presenting the keys, the Managing Director of HFC Bank, Ghana, Mr Asare Akuffo said under the Homesave account, income earners make regular savings that build up into a mortgage loan to the customer for the purchase of a property.Homesavers who do not win a house could still borrow from HFC finances. “Sooner or later, every Homesaver will get a home either by winning a promotion house on offer each year or by taking a home loan to buy a house and if you so wish, borrow to buy a second house and more in future,” Mr Akuffo stated.On his part, Mr Randolph thanked the HFC for his prize saying “together with my family we express our sincere gratitude to the management and staff of HFC ….. for a gift of a life time.”Source: The Heritage