Asset-quality

NPL ratio remains high despite improved asset quality – Deloitte

Banks remain sound and well capitalised – BoG

Banks wrote off GH¢1.05bn as bad debt in 8 months of 2025

Banks wrote off GH¢1.048bn as bad debt in half-year 2024, 39% lower over previous year

Banking sector recovering from Post-DDEP, but asset quality remains a concern – Monetary Policy Report

Banks wrote-off GH¢4.33bn as bad debt in 2023

Banks’ balance sheet healthy despite weakening asset quality – BoG

African banks’ downturn resilience dependent on sovereign debt risks – Fitch

Banks wrote off ¢1.3bn as bad debt in half-year 2022

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