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Asset-quality
NPL ratio remains high despite improved asset quality – Deloitte
Banks remain sound and well capitalised – BoG
Banks wrote off GH¢1.05bn as bad debt in 8 months of 2025
Banks wrote off GH¢1.048bn as bad debt in half-year 2024, 39% lower over previous year
Banking sector recovering from Post-DDEP, but asset quality remains a concern – Monetary Policy Report
Banks wrote-off GH¢4.33bn as bad debt in 2023
Banks’ balance sheet healthy despite weakening asset quality – BoG
African banks’ downturn resilience dependent on sovereign debt risks – Fitch
Banks wrote off ¢1.3bn as bad debt in half-year 2022
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