Dr. Asiama is BoG Governor
Audio By Carbonatix
Banks operating in Ghana remain sound, profitable and well capitalised.
According to the Bank of Ghana, the financial soundness indicators, including solvency, profitability, asset quality, and efficiency indicators all point to relative improvement in year-on-year terms.
The Non-Performing Loan (NPL) ratio declined to 19.5% in October 2025, from 22.7% in October 2024.
This was driven by a pickup in bank credit and a contraction in the stock of NPLs.
However, credit risks remain elevated.
Looking ahead, the Central Bank said the policy actions to recapitalise the few undercapitalised banks and full implementation of the new regulatory guidelines aimed at reducing NPLs would further strengthen the banking industry.
DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.
DISCLAIMER: The Views, Comments, Opinions, Contributions and Statements made by Readers and Contributors on this platform do not necessarily represent the views or policy of Multimedia Group Limited.
Latest Stories
-
NSMQ 2026: Kpando SHS brush aside Abor, Jukwa to storm One-Eighth stage with 32 point gap
10 minutes -
Duncan Amoah: Gov’t should create conditions for 24-hour economy, not build markets
16 minutes -
JoyNews-Republic Bank Habitat Fair finale turns homeownership dreams into real possibilities
49 minutes -
Bamiri chief commissions KG block, guest house to boost education and revenue
1 hour -
NSMQ 2026: Yaa Asantewaa Girls’ going ‘beck’ to Tanoso after Bishop Herman deals them early exit
2 hours -
Data Protection Commission acquires two vehicles to strengthen data protection enforcement
2 hours -
NSMQ 2026: Holy Child School storms back from two-year NSMQ absence to book One-Eighth ticket
3 hours -
GNFS dismisses reports of unpaid 2025 rent allowance
4 hours -
Gordon Asare-Bediako steps down from NPP Communications Director race, backs Dennis Aboagye
4 hours -
GES dismisses requirement for newly promoted teachers to submit documents for salary adjustments
5 hours -
Meko Bono 2026: Vice President pledges agricultural revival as Atebubu hosts grand homecoming
6 hours -
Russian skydiver Sergey Boytcov sets world record with 11,551-metre stratosphere jump
6 hours -
Ablakwa-led committee submits five reports to Mahama ahead of 2027 AU chairmanship
6 hours -
Africa not seeking Western cash in reparations campaign – Ablakwa
6 hours -
Production decline, reserve depletion threaten Ghana’s upstream sector – Jinapor
6 hours