Npls

NPL ratio remains high despite improved asset quality – Deloitte

NPLs remain key risk to banking industry – BoG

Banks NPLs ease to 18.9% in December 2025, but remain elevated – BoG

Ghanaian banks to benefit from DDEP closure but NPLs to constrain profitability – Fitch

Ghana’s financial sector stability sustained but risks remain – IMF

Banks remain sound and well capitalised – BoG

Private sector credit-to-GDP remains negative as of August 2025

Lending rates will continue to fall; NPLs also to decline – Fitch

BoG expresses worry about elevated credit risk despite marginal drop in NPLs

Banking sector recovered strongly in 2024-2025, but high credit risks a worry – World Bank

BoG announces new set of regulatory measures to check NPLs

BoG urges financial institutions to maintain a robust credit risk management framework

Ghana’s monetary policy shows mixed trends, but interest rates decreasing – World Bank

BoG reviews policy on problem assets to address liquidity risks, threat to financial stability

Ghana’s banking sector vulnerable with high NPLs, low CAR – Fitch Solutions

We must find ways to reduce high NPL ratios across banks – Dr Asiamah

Asiama a scapegoat of poor government payment policy

We will ensure banks with capital gaps adhere to committed recapitalisation plans – BoG

Banks NPLs surge to 21.8% – BoG

BoG reiterates commitment to reducing NPLs

NPL ratio of banks increased to 24.3% in August 2024

CICMG urges government to migrate Ghana to a credit-based economy, introduce LI

More than half of banks would not require recapitalisation – World Bank

Addressing Ghana’s financial sector challenges essential to ringfence financial sector stability – IMF

Banking industry’s NPLs surged to 24.1% in June 2024

Financial sector stability maintained but credit growth declines – IMF

Banks to continue to record poor loan quality in 2024 – Fitch Solutions

Liquidity in banks remain satisfactory – BoG

BoG approves recapitalisation plans of undercapitalised banks – IMF

Loan quality to deteriorate in coming months – Fitch Solutions

Ghanaian banks exhibit poor financial soundness indicators compared to peers – Fitch Solutions

Banks wrote off ¢3.19bn as bad debt in October 2023

Banks wrote off ¢2.416bn as bad loans as of August 2023

Court system, Lands Commission have not helped banks in reducing NPLs – Ghana Association of Banks

BoG assures Savings and Loans Companies of support to address high NPLs, funding costs

Banks wrote off ¢1.08bn as bad loans in 4 months of 2023; NPLs reach ¢13.1bn

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