Ghana-reference-rate

Ghana Reference Rate drops to 10.18% in September, could ease borrowing costs

Ghana Reference Rate climbs to 10.61% in August, signalling fresh pressure on borrowing costs

Ghana Reference Rate rises to 10.59% in July, signalling possible increase in lending rates

Ghana Reference Rate drops marginally to 10.02% in June 2026; interest rates set to reduce further

Ghana Reference Rate dips to 10.03% in May, signalling possible loan rate cuts

Ghana Reference Rate drops to 10% as further interest rate cuts loom

Ghana Reference Rate drops sharply to 11.71%; major interest rate cuts expected

Ghana Reference Rate for February declines marginally to 14.58%; interest rate expected to drop

Ghana Reference Rate for February expected to decline to 14.58%

Ghana Reference Rate for January drops to 15.68%; interest rates set to decline

Ghana Reference Rate for December drops to 15.9%, interest rates set to decline

Average lending rates fall sharply to 22.22% in October 2025

Ghana Reference Rate for November increases marginally to 17.93%

Ghana Reference Rate cut to 17.86% for October, lending costs expected to ease

Average lending rates fall again to 30.45% in October 2024

Average lending rates fall consistently from January 2024 to 30.71% in July

Average lending rate eases slightly to 31.10%

Average lending rate ends 2023 at 33.75% – BoG

Average lending rate surges to 32.69% – BoG

Average lending rate remains within 31% bracket

Average lending rates dip to 31.66% in April 2023

Average lending rate of banks surges to 24.2% in half-year 2022

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