Even before plans to review the guidelines for pension fund investments materialize, some Pension Fund Managers are positioning themselves to take maximum advantage to generate more returns for pension contributors. The Pensions Act limits the managers in the instruments they can invest in. But the Pensions Regulatory Authority is advancing moves to review this by the end of the 3rd quarter. Some fund managers say this presents a huge opportunity for them to develop tailor-made products for the benefit of contributors. One such company is Wealth Management Limited which recently won an international award in the GOLD Category at the International Quality Summit Awards held in New York. The Chief Executive, Emmanuel Quarshie explained to JOY BUSINESS how they plans to do this. “The pensions funds are long term and are supposed to cater for the retirement needs of contributors. Real estate projects also have similar objective but there aren’t many collective investment schemes that would be tailored towards the real estate sector using the pensions funds. "So the product we’re developing is called the Wealth Mortgage Trust – an open-ended trust to be governed by the regulations of the SEC. This investment which would be launched by the third quarter would be mortgage-backed and we all know how profitable the real estate sector has been with a very low level of risk and so there is a fall back in case something goes wrong” he said.