The Receiver for the 23 Savings and Loans has said some depositors of the defunct firms are yet to submit their Proof of Debt (“PoD”) forms to enable them retrieve their money.The Receiver in a statement released Monday said, “The Receiver has noted that some depositors of the 23 S&Ls and Finance Houses have not yet submitted their Proof of Debt (“PoD”) forms. Consequently, it is the intention of the Receiver to extend the period for depositors to submit their PoD forms to accommodate the needs of depositors who are yet to do so.Notice is hereby given that depositors who have not yet submitted their claim forms should do so on or before Friday 18th October 2019 for validation. After this date, the Receiver will conclude that there are no more outstanding claim forms to be submitted.”The Bank of Ghana (BoG) appointed Eric Nana Nipah, a Director of PricewaterhouseCoopers (Ghana) Limited (“PwC”) as Receiver for the purpose of winding down the affairs of the collapsed Savings and Loans and Finance Houses.The Receiver appointed to manage the winding down of the 23 financial institutions indicated that payment of validated depositor’s claims could happen before the end of August 2019.In an earlier interview with JoyBusiness, Mr Nipa said, “this could happen even seven clear days from today [Sunday] after it has been able to finalize validation of the said claims”.According to the Bank of Ghana, Mr Nipa is expected to help to carry out two duties; (i) to maximize asset realisations for the benefit of Creditors including mainly Depositors and (ii) Distribute realizations in accordance with the relevant provisions of Act 930, to satisfy the indebtedness of these institutions to their body of Creditors, to the extent possible.