The President of the Ghana Chamber of Commerce and Industry says commercial banks would have to drop their base rates much lower than what is currently being advertised.A number of banks have announced new rates of between 22 and 25 percent from August in response to a recent policy rate cut by the Bank of Ghana.But Wilson Atta-Krofah tells Joy Business with inflation below 10 percent and the policy rate at 13.5 percent, a base rate of 20 percent would be fair.He said the 25 per cent being quoted is still too high.He called on the banks to be transparent to the private sector in order to help develop the country.Source: Joy Business/Myjoyonline.com/Ghana