The National Treasurer of the Teachers Cooperative Union Ltd, Mr. Stephen Dzorkpata, has called on Parliament to pass the credit union bill into law without any further delay.He said credit unions, which now operate under the Cooperatives’ Societies Decree NLCD 252 of 1968, were being hampered in many ways by the absence of a law with definite provisions to govern their operations.Mr Dzorkpata made the call at the second Annual General Meeting (AGM) of the Nkwanta District Teachers Cooperative Credit Union (NDTECCU) Limited at Nkwanta on Saturday.He said the law would allow credit unions to operate independently to meet the expectations of members.Mr Dzorkpata said the greatest problem facing the Teachers Credit Union is the movement of the Controller and Accountant General Department (GACD) from IPPD1 to IPPD2.He said savings and loan payments had not been deducted for the past four months resulting in the locking up of ¢800 million at the CAGD.Mr Dzorkpata who is also the Volta Regional Chapter Chairman of the Teachers Cooperative credit Union said plans were underway to reward hard working officers of the various unions this year.He advised all directors of the various unions to scrutinize all remittances to their accounts from the Bank of Ghana.Mr Dzorkpata commended the two-year old Nkwanta union for their performance and particularly for holding an AGM.He advised workers to sacrifice some of their “today's needs for tomorrow's comfort” since currently there were no savings margins for most workers."It is not possible to say you are saving from a surplus, in fact there is no surplus anywhere, but the best you can do towards your future is to sacrifice part of your earnings today," Mr Dzorkpata stated.Source: GNA