Npls

BoG to issue new Credit Risk Directive as NPL ratio in the Savings and Loans sector deteriorates

Banks to suspend lending to public sector workers under Controller and Accountant General’s payroll

Banks wrote off GH¢1.23bn as bad debt in the half-year 2026

Banking sector NPLs fall to GH¢19.9bn as asset quality improves

Banks’ NPLs drop to 16.1%, but credit risk remains key vulnerability

Banks write-off GH¢883.7 million as bad debt in 4-months of 2026

Savings and Loans industry records GH¢515.32m profit in 2025, NPLs decrease to 11.8%

NPL threat looms over Ghana’s banking sector – IMF demands stronger action

Non-Performing Loans decline to 18% but elevated risk remains – BoG

Asset quality risks of banks remain elevated despite decline in NPL ratio – BoG

NPLs, sovereign exposures remain high despite banking sector recording gradual recovery – IMF

NPL ratio remains high despite improved asset quality – Deloitte

NPLs remain key risk to banking industry – BoG

Banks NPLs ease to 18.9% in December 2025, but remain elevated – BoG

Ghanaian banks to benefit from DDEP closure but NPLs to constrain profitability – Fitch

Ghana’s financial sector stability sustained but risks remain – IMF

Banks remain sound and well capitalised – BoG

Private sector credit-to-GDP remains negative as of August 2025

Lending rates will continue to fall; NPLs also to decline – Fitch

BoG expresses worry about elevated credit risk despite marginal drop in NPLs

Banking sector recovered strongly in 2024-2025, but high credit risks a worry – World Bank

BoG announces new set of regulatory measures to check NPLs

BoG urges financial institutions to maintain a robust credit risk management framework

Ghana’s monetary policy shows mixed trends, but interest rates decreasing – World Bank

BoG reviews policy on problem assets to address liquidity risks, threat to financial stability

Ghana’s banking sector vulnerable with high NPLs, low CAR – Fitch Solutions

We must find ways to reduce high NPL ratios across banks – Dr Asiamah

Asiama a scapegoat of poor government payment policy

We will ensure banks with capital gaps adhere to committed recapitalisation plans – BoG

Banks NPLs surge to 21.8% – BoG

BoG reiterates commitment to reducing NPLs

NPL ratio of banks increased to 24.3% in August 2024

CICMG urges government to migrate Ghana to a credit-based economy, introduce LI

More than half of banks would not require recapitalisation – World Bank

Addressing Ghana’s financial sector challenges essential to ringfence financial sector stability – IMF

Banking industry’s NPLs surged to 24.1% in June 2024

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