Npls

Banks’ NPLs drop to 16.1%, but credit risk remains key vulnerability

Banks write-off GH¢883.7 million as bad debt in 4-months of 2026

Savings and Loans industry records GH¢515.32m profit in 2025, NPLs decrease to 11.8%

NPL threat looms over Ghana’s banking sector – IMF demands stronger action

Non-Performing Loans decline to 18% but elevated risk remains – BoG

Asset quality risks of banks remain elevated despite decline in NPL ratio – BoG

NPLs, sovereign exposures remain high despite banking sector recording gradual recovery – IMF

NPL ratio remains high despite improved asset quality – Deloitte

NPLs remain key risk to banking industry – BoG

Banks NPLs ease to 18.9% in December 2025, but remain elevated – BoG

Ghanaian banks to benefit from DDEP closure but NPLs to constrain profitability – Fitch

Ghana’s financial sector stability sustained but risks remain – IMF

Banks remain sound and well capitalised – BoG

Private sector credit-to-GDP remains negative as of August 2025

Lending rates will continue to fall; NPLs also to decline – Fitch

BoG expresses worry about elevated credit risk despite marginal drop in NPLs

Banking sector recovered strongly in 2024-2025, but high credit risks a worry – World Bank

BoG announces new set of regulatory measures to check NPLs

BoG urges financial institutions to maintain a robust credit risk management framework

Ghana’s monetary policy shows mixed trends, but interest rates decreasing – World Bank

BoG reviews policy on problem assets to address liquidity risks, threat to financial stability

Ghana’s banking sector vulnerable with high NPLs, low CAR – Fitch Solutions

We must find ways to reduce high NPL ratios across banks – Dr Asiamah

Asiama a scapegoat of poor government payment policy

We will ensure banks with capital gaps adhere to committed recapitalisation plans – BoG

Banks NPLs surge to 21.8% – BoG

BoG reiterates commitment to reducing NPLs

NPL ratio of banks increased to 24.3% in August 2024

CICMG urges government to migrate Ghana to a credit-based economy, introduce LI

More than half of banks would not require recapitalisation – World Bank

Addressing Ghana’s financial sector challenges essential to ringfence financial sector stability – IMF

Banking industry’s NPLs surged to 24.1% in June 2024

Financial sector stability maintained but credit growth declines – IMF

Banks to continue to record poor loan quality in 2024 – Fitch Solutions

Liquidity in banks remain satisfactory – BoG

BoG approves recapitalisation plans of undercapitalised banks – IMF

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