Governor of the Bank of Ghana, Dr. Hennery Wampah, has assured that the cedis' depreciation should be over in the next two months. The local currency has been going through challenges over the past months, resulting in a sharp decline against the dollar. Speaking at the launch of the 2013 Banking Survey results, the Governor said some inflows that are coming in together with new monetary measures should help mitigate the cedi's free fall soon. "This year we are expecting $1.2 billion coming in the fourth quarter", the Governor said. According to him, the cedi's current predicament is seasonal due to demand for the dollars by businesses for import. The cedi has fallen more than five per cent this year due to high demand for dollars to pay for imports. PricewaterhouseCoopers publishes the Ghana Banking Survey report every year to provide a detailed analysis of the performance of the banking sector. The 2013 report is on the theme: “Harnessing the SME (Small and Medium Enterprise) potential.” Dr Wampah said the report’s findings with respect to poor risk management and weak governance structures are also relevant to the sector. He said the survey results showed that many more banks are focusing on the Micro Small and Medium Enterprises (MSME) sector, although challenges with respect to unstructured governance and management, high default rates and financial opacity continue to hinder their acceptability as bankable propositions.