Dosh Health Insurance, in partnership with MobileMoney LTD (MoMo from MTN), has officially launched a digital health insurance solution that allows Ghanaians to access private health insurance directly through the MoMo App, a first for mainstream health insurance in Ghana.

The launch, held on December 16, 2025, in Accra, marks a significant step in expanding access to healthcare financing by combining health insurance delivery with one of the country’s most widely used digital financial platforms- MoMo.

Speaking on behalf of the Guest of Honour, the Minister of Health, Hon. Kwabena Mintah Akandoh, the director for research at the Ministry of Health, Simpson Addo, described the initiative as a practical example of how innovation and private-sector collaboration can support the government’s health priorities.

“Expanding health insurance coverage remains central to our drive toward Universal Health Coverage. By leveraging digital platforms that millions of Ghanaians already use daily, initiatives such as this remove long-standing barriers and bring financial protection closer to the people who need it most,” he said.

The Minister noted that while the National Health Insurance Scheme continues to play a critical role, complementary private-sector solutions are essential in closing coverage gaps, particularly for informal workers and underserved populations.

In his speech, CEO of DOSH Health Insurance, Frank Augustine Dagbui, said the launch responds directly to the everyday challenges many Ghanaians face when accessing healthcare.

“Too many people delay care or face financial strain simply because health insurance feels complicated or out of reach. DOSH Health Insurance was created to change that, to make health protection simple, accessible, affordable and available through tools people already trust,” he stated.

According to Mr Dagbui, integrating DOSH Health Insurance into the MoMo App eliminates traditional obstacles such as paperwork, long processing times and other requirements, making health insurance accessible with just a mobile phone.

Speaking on the partnership between Dosh and MobileMoney LTD, Chief Products & Services Officer for MobileMoney LTD, Sylvia Otuo Acheampong, indicated that the partnership reflects MoMo’s broader commitment to using digital technology to deliver practical solutions that improve everyday life. 

“This collaboration aligns strongly with our platform business strategy and our purpose of driving financial inclusion for every Ghanaian.

"We are continuously expanding the MoMo ecosystem beyond payments into areas that matter most in people’s lives, including savings, credit, insurance, and now, accessible healthcare," she said.

Sylvia added that the partnership is also a testament to the power of collaboration, "DOSH brings innovation and deep insurance expertise, and MobileMoney LTD brings reach, trust, and digital capability. Together, we are creating real value for customers and contributing to a healthier, more financially resilient Ghana.

The DOSH–MoMo partnership represents a new chapter in private health insurance delivery in Ghana, bringing together healthcare expertise and digital innovation to support broader healthcare financing and universal health coverage goals.

 The digital platform allows users to subscribe, manage their coverage, and access services seamlessly. DOSH offers a range of health insurance packages designed to meet the needs of individuals, families, and businesses.