Ghana has maintained its position as the world’s leading country in mobile money regulation, according to the Global System for Mobile Communications Association (GSMA) Mobile Money Regulatory Index (MMRI) 2025. Ghana achieved an overall score of 96.10 percent, from 95.06 percent in the previous year.

This milestone underscores Ghana’s leadership in creating a world-class regulatory environment that enables mobile money services to thrive, drive financial inclusion and foster innovation in the digital financial ecosystem.

According to the GSMA, the MMRI measures the effectiveness of mobile money regulatory frameworks across 90 countries.

This ranking reflects the country’s commitment to progressive policies and robust oversight in the mobile money ecosystem, ensuring consumer protection, and operational integrity, and positions the country as a global benchmark for regulatory excellence in digital financial services.

The Bank will continue to collaborate with relevant stakeholders in the implementation of policies aimed at sustaining Ghana’s progress toward a fully inclusive and digitally empowered economy.