Sustineri Attorneys PRUC, a corporate law firm specializing in technology, fintech and transactional law, has been named Fintech Law Firm of the Year at the Ghana Fintech Awards. The recognition underscored the firm’s growing influence in the nation's financial technology sector and its role in shaping the legal landscape for emerging digital finance businesses.The award comes at a time when the fintech industry is expanding rapidly, with increasing regulatory complexities and a surge in digital financial solutions.

Sustineri Attorneys PRUC, founded in 2021, has emerged as a key player in providing legal and regulatory support to fintech start-ups and established financial institutions navigating the evolving market.

Speaking about the award, Richard Nunekpeku, Managing Partner at Sustineri Attorneys PRUC, emphasized the firm’s commitment to innovation and client-focused legal solutions.“This recognition reflects our dedication to supporting Ghana’s fintech ecosystem with strategic legal expertise. As digital finance continues to transform the economy, legal services must evolve to ensure compliance, risk mitigation, and sustainable growth for industry players,” he said.

The domestic fintech sector has seen significant regulatory developments in recent years, particularly with the enactment of the Payment Systems and Services Act, 2019 (Act 987) and the Bank of Ghana’s digital finance guidelines. Sustineri Attorneys PRUC has been at the forefront of these changes, advising fintech firms on licensing, compliance, and risk management.

The firm’s structured approach—known as START (Start-up Legal Toolkit, Transactions, Advisory, Regulatory Compliance, Training)—has become a cornerstone for fintech clients seeking tailored legal solutions. “Regulatory clarity is critical for fintech growth. Our role is to help businesses anticipate legal challenges and implement frameworks that promote long-term stability,” Mr. Nunekpeku noted.

As the nation seeks to expand financial inclusion through digital solutions, legal and regulatory considerations remain a key challenge. Industry stakeholders have highlighted the need for stronger investor protections, data privacy regulations, and clearer guidelines on emerging technologies such as blockchain and artificial intelligence in financial services.

Beyond regulatory compliance, Sustineri Attorneys PRUC has been instrumental in fostering collaboration between fintech firms and policymakers. The firm’s advisory services extend to structuring partnerships between start-ups and traditional financial institutions, ensuring that contractual frameworks align with both business objectives and legal standards.

Mr. Nunekpeku, who also serves as Vice President for Legal and Strategy at the Ghana Fintech and Payments Association (GFPA), has been a vocal advocate for industry-wide legal reforms. “The fintech sector requires a regulatory environment that balances innovation with consumer protection,” he explained. “Our engagement with policymakers and financial institutions is geared toward creating a framework that encourages responsible growth,” added.

Sustineri Attorneys PRUC’s recognition at the Ghana Fintech Awards adds to its growing reputation as a leader in fintech law. The firm’s focus on fintech regulation, corporate governance, and dispute resolution has attracted a diverse client base, ranging from early-stage start-ups to multinational financial services providers operating in Ghana. The firm’s leadership has signaled an intention to expand its fintech practice further, particularly in areas such as digital asset regulation, cross-border fintech transactions, and compliance with international financial standards. “As Ghana’s fintech sector integrates more with global financial systems, legal expertise will be crucial in navigating cross-border transactions and regulatory harmonization. Our objective is to remain at the forefront of these developments, ensuring that our clients are well-positioned for both local and international growth,” Mr. Nunekpeku added.