Policy think tank, IMANI Ghana, has accused the National Pensions Regulatory Authority (NPRA), of mismanaging the contributions of workers.The authority has for the past two years been ‘deducting and managing’ five percent of workers’ salaries but IMANI President, Franklin Cudjoe said the NPRA had no business keeping part of workers salaries.Contributing to discussions on Joy FM’s Super Morning Show Monday, Mr Cudjoe said about GHS 557million had been deducted from workers salaries for over two years now and being kept in a fund, contrary to the law.He stated that the NPRA had no right to manage a pensions fund on behalf of workers. “That temporary fund was an illegality according to the Pensions’ Act,” Franklin stressed.He explained that under the new Act - which seeks to create a unified pension system under a three tiered pension structure - SSNIT was the operator of the First Tier, whilst Approved Trustees (Corporate Trustees) will be operators of the mandatory Tier 2 and Voluntary Tier 3 schemes.He could therefore not fathom why the NPRA, instead of sticking to its major mandate of licensing occupational pension schemes to work directly with contributors, were directly handling contributions.Franklin was of the strong conviction that the Authority, by this act, was shortchanging Ghanaians.