Audio By Carbonatix
Despite improvement in asset quality, the Bank of Ghana says the Non-Performing Loan (NPL) ratio remains a key risk to the banking sector.
The NPL ratio declined to 18.7% in February 2026 from 22.6% a year earlier. This was driven by a pickup in bank credit and a contraction in the NPL stock.
But many analysts and market watchers believe that the NPL is still high.
Meanwhile, the banking sector performance improved in February 2026.
Total assets increased supported by domestic deposits, domestic borrowings, and shareholders’ funds.
The asset growth was mainly driven by investments, which rose by 57.5%, compared to 8.6% growth in February 2025.
On the other hand, the financial soundness indicators in terms of profitability, liquidity, solvency, asset quality, and efficiency, all improved over the period.
Latest Stories
-
Ghanaian smock showcased at Lesotho Tourism Summit
7 minutes -
Four pupils to one desk: The painful plight of schools in New Juaben North
39 minutes -
Ipswich launch investigation into racist abuse of Abdul Fatawu
44 minutes -
Arrest of Techiman nurse is purely political persecution – ‘Ghana Jollof’
59 minutes -
Isak nets winner as Liverpool edge Bournemouth
2 hours -
I dare gov’t of Ghana to extradite me; they can never do it – ‘Ghana Jollof’ speaks
2 hours -
Semenyo scores twice as Manchester City beat Sunderland 5-3 in eight-goal thriller
2 hours -
Parliament calls for government-private sector collaboration to improve waste management
2 hours -
Volta Region described as cleanest so far in Parliament’s nationwide sanitation monitoring
2 hours -
Parliament urges MMDAs to enforce sanitation bylaws to curb indiscriminate waste disposal
2 hours -
Mohammed Kudus drops out of Ghana squad for AFCON 2027 qualifiers against Côte d’Ivoire and Gambia
3 hours -
Africa World Airlines unveils first Embraer E190 as part of 10-aircraft fleet expansion
4 hours -
Civilian hospitalised after alleged machete attack by prison officers, inmates
4 hours -
Toobu rejects calls to recall Parliament over 3.9-tonne cocaine shipment
5 hours -
Residents in 5 Northern Regions warned of approaching rainstorm
5 hours