A Deputy Spokesperson for former Vice President Dr Mahamudu Bawumia, Dr Ekua Amoakoh, has highlighted the role of digital infrastructure in enabling credit access for Ghanaians, pointing to recent initiatives by companies like Star Oil as evidence of a growing credit-friendly economy.

Dr Amoakoh praised the digital systems championed by Dr Bawumia while in office, including the Ghana Card, the digital address system, and mobile money interoperability, saying they form the foundation of an economy where citizens can access goods and services on credit.

“Expanding access to credit is not just about convenience, it is about unlocking opportunity, improving the quality of life for millions, and stimulating sustainable economic growth,” she said.

Dr Amoakoh explained that Star Oil’s “Fuel Now, Pay Later” scheme is a practical demonstration of this vision. Drivers can now use their Ghana Card to verify their identity via NIA Face ID, undergo an instant credit check through the myCreditScore platform, and purchase fuel on credit via mobile money, with repayments automatically processed later.

“This entire process—identity verification, credit scoring, interoperability, and automated payments—is made possible because the digital rails already exist. Rails that were designed, constructed, and operationalised under Dr Bawumia’s leadership,” she said.

The Deputy Spokesperson described the initiative as a clear example of how digital infrastructure can drive economic empowerment. She noted that even with Dr. Bawumia currently in opposition, the systems he established are already enabling practical credit solutions, boosting purchasing power and supporting local entrepreneurs.

Dr Amoakoh urged the government and private sector to continue building on these foundations, stressing that a fully realised credit-led economy could transform livelihoods and stimulate broader economic growth.

“The digital economy is in action. Credit access is in motion. Empowerment is made real. Ghana is already stepping into its future,” she said, adding that scaling such initiatives would allow more Ghanaians to benefit from a modern, opportunity-driven economy.